Our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms, so you can choose what defines you each day. With our intuitive 3D design tool, visualize your creation in real-time - spin it, style it, and make it unmistakably yours.
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Design Your Own
Custom Charm Necklace
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Mini "Fearless" Sterling Silver Necklace with White Sapphires
Starting from $385 -
"Tokens of Luck" Necklace with Center Diamond
Starting from $3,950 -
Midi "Love" Heart Necklace with Mother of Pearl and Sapphires
Starting from $485 -
Mini "Protect" Evil Eye Necklace with Turquoise and White Sapphire
Starting from $185 -
"Fearless" Shield 18K Gold Necklace with Hand Cut Diamonds
Starting from $9,200 -
"Power" Dorothy 18K Gold Necklace
Starting from $2,895 -
The Four Image "Midi" Locket Necklace with Sapphires
Starting from $405 -
Mini "True North" Compass Key Necklace with White Sapphires
Starting from $315 -
Mini "Adventure" Compass Necklace with White Enamel and Blue Sapphires
Starting from $2,155 -
Small "Points North" 18K Gold Necklace
Starting from $975 -
"Grace" Dragonfly Necklace with White Sapphires
Starting from $350 -
Round Mosaic Sterling Silver Half Locket
Starting from $215 -
"Love" Heart Necklace with Black Agate and Diamonds
Starting from $3,350 -
Mini "Fearless" Shield Necklace with Diamonds and Blue Sapphire
Starting from $2,615 -
Mini "Happiness" Sun Necklace with Mother of Peal, Sapphires, and Diamonds
Starting from $1,680 -
"Loyal" Dog Intaglio Necklace with Kite Diamond
Starting from $3,455 -
Oval Half Locket with Center Diamond
Starting from $1,670 -
"Fearless" Shield Necklace with Turquoise and White Sapphires
Starting from $1,215 -
"Sun, Moon, and Stars" Sterling Silver Necklace with White Sapphires
Starting from $330 -
Large "Love" Heart Necklace with Black Agate and Diamonds
Starting from $4,430 -
"Warrior" Lion Intaglio Necklace with Baguette Diamond
Starting from $2,995 -
Mini "Adventure" Compass Necklace with Pavé Diamonds
Starting from $3,365 -
"Happiness" Sun Sterling Silver Necklace with White Sapphires
Starting from $475 -
Mini "Protect" Evil Eye 18K Gold Necklace with Turquoise and Diamonds
Starting from $1,695 -
"Loyal" Dog Intaglio Necklace with White Sapphires
Starting from $385 -
"Love" Heart Necklace with Carnelian and Rubies
Starting from $1,845 -
Mini "Strength" Apollo Necklace with Diamonds
Starting from $1,375 -
"Fearless" Shield Necklace with Pink Sapphires and Rhodolite
Starting from $4,875 -
Mini "Fearless" Shield Necklace with Diamonds
Starting from $2,365 -
Large "Love" Heart Necklace with Mother of Pearl and White Sapphires
Starting from $795 -
"Wish" Dandelion 18K Gold Intaglio Necklace with Diamond
Starting from $2,995 -
Small Round Mosaic Sterling Silver Half Locket
Starting from $165 -
"Venus" Mini Necklace with Emerald and Diamonds
Starting from $1,730 -
"Time is Precious" Mini Sundial Necklace with Green Enamel and Diamond
Starting from $2,595 -
"Queen Bee" Sterling Silver Necklace with White Sapphires
Starting from $190 -
"Athena" Dream 18K Gold Necklace with Diamonds
Starting from $2,630 -
"Fearless" Shield Necklace with Green Tsavorites and Tourmaline
Starting from $5,195 -
"My Earth" 18K Gold Necklace
Starting from $5,450 -
Mini "Never Fear" Two-Tone Snake Necklace
Starting from $540 -
Mini "Adventure" Compass Necklace with Diamonds
Starting from $1,515 -
Mini "Adventure" Compass Key with Sapphire
Starting from $160 -
Mini "Happiness" Sun Necklace with Mother of Pearl and Diamonds
Starting from $2,565 -
"Time is Precious" Sundial Necklace with White Enamel and Diamonds
Starting from $6,300 -
Mini "Strength" Apollo Necklace with White Sapphires
Starting from $175 -
Oval Half-Locket
$175 -
Small "Paw Print" Engravable Necklace with White Sapphires
Starting from $205
How To Wear It
Our Favorite Pairings
More Ways to Wear
Our Charms
Single Charm Necklaces
MAKE A STATEMENT
Choose a single chain with a single charm for statement-making style. Wear it alone or layer with other necklaces that empower you.
SHOP NOWSince we first launched our fine jewelry, charm necklaces have been a foundation upon which our collections are built. %expanded-mobile%
The designs are styles with grand meanings and themes, like Carpe Diem, Dream, or Adventure, and they have become empowering, story telling pieces for the woman who wears them. The range of gold charm necklaces and silver charm necklaces is extensive, and offers a broad selection of designs and price points.%expanded-desktop%
As we expanded upon our charm necklace collections, we wanted to give a woman even greater opportunities for personalization and self expression. We wanted to offer the chance to create endless variations of a custom charm necklace, but ones that could be built by our customers rather than by us. The first step began with many of our core charm necklaces, where we give customers the ability to choose from a variety of chain lengths and metals when they order. The next generation was our “design your own” collections that allow for a much higher level of customization. Using our “design your own” chains in 18k gold, sterling silver or black steel, the customer can create a customizable charm necklace by adding and removing up to three charms on a necklace in seconds, whenever they please. Each chain has multiple stations of highly engineered hinged links that allow for the quick swapping or adding of charms, creating a look that fits each customers changing style and individual stories. The chains are available in adjustable short and long lengths, so that the finished styles can be worn on their own, or layered with other favorite jewelry styles that one already owns. Creating a personalized charm necklace can be incredibly fun but can often include so many choices of chains, styles and designs. Our MRK stylists are always happy to help in the journey, so please contact us at concierge@monicarichkosann.com for ideas, advice or assistance.
"Design Your Own" Charm Necklace FAQs
Yes. Because your story is always changing, we make charm necklaces that change with you. Our Design Your Own charm necklaces allow you to add, remove, or reposition charms as your story unfolds. Whether you're marking a new chapter or celebrating a past one, the process is simple and the meaning behind each one of our pieces will ensure the result is undoubtedly you.
Your Monica Rich Kosann piece was designed with care and meaning. That’s why mindful upkeep ensures it lasts through every season of your story. Depending on the metal you have, care instructions may differ. Check out our product care guide for more information on your specific metal type. All of our sterling silver styies are finished with rhodium, a valuable precious metal, to help resist tarnishing.
Start with what speaks to you. No one can tell your story but you. Whether you're drawn to an everyday minimalist fine link or paperclip chain, or want a bolder statement piece with pearls or turquoise beads, follow what works with your everyday style. All of our Charms have special meanings. Choose those that can mark your moments, honor loved ones, or reflect personal mantras. There’s no right or wrong, just what feels meaningful.
We craft our charm necklaces in the highest quality sterling silver and 18K gold. We also offer chains that feature freshwater pearls, steel, turquoise, and garnet. We hand pick all of our gemstones for exceptional cut, color, and quality as we want your piece to be an heirloom for you and your family. The material you choose may affect pricing, but above all, it reflects how you wish to tell your story.
