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Buy Now,

Pay Later with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.

Buy Now,

Pay Later with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.

Buy Now,

Pay Later with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.

Shop for your next piece

and add it to your cart

Choose "Pay with Affirm"

and see if you qualify

Wear and enjoy your new

Monica Rich Kosann piece!

Shop for your next piece and add it to your cart

Choose "Pay with Affirm" and see if you qualify

Enjoy your new Monica Rich Kosann piece!

Make Easy Payments, On Your Terms. 18K Gold One of a Kind.

Make Easy Payments,

On Your Terms


Affirm offers easy monthly payments. Select the perfect piece, then choose the loan that works best for you with flexible financing.

Quick and Easy


Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.

 

No Hidden Fees


Know up front exactly what you'll owe, with no hidden costs and no surprises.

 

Quick and Easy. 18K Charm Bracelets.
Make Easy Payments, On Your Terms. 18K Gold One of a Kind.

Make Easy Payments,

On Your Terms


Affirm offers easy monthly payments over 3, 6, or 12 months. Select the perfect piece, then choose the loan that works best for you with flexible financing.

Quick and Easy


Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.

 

No Hidden Fees


Know up front exactly what you'll owe, with no hidden costs and no surprises.

 

FAQs

What is required to

pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a

credit check?

Yes, but checking eligibility will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Is my personal information

secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

What is required to

pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a

credit check?

Yes, but checking eligibility will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Is my personal information

secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.