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Charm Necklaces

Your Story, Not Ours. Our Charm Necklaces are designed to empower and inspire you through their meanings. Behind all the collections are grand themes and universal ideas made modern. Because jewelry should not just be beautiful.

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  • Mother of Pearl Heart Necklace with Diamonds Mother of Pearl Heart Necklace with Diamonds
    best seller
  • The Tortoise and the Hare Necklace The Tortoise and the Hare Necklace
    best seller
  • "Dorothy" 18K Gold Medallion

    Starting from $2,895
  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  • Diamond Initial Pendants Diamond A Initial Pendant with Viv Locket
    new
  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  • "My Earth" Charm Necklace

    Starting from $5,450
  • Turquoise Fearless Shield Necklace with Pavé White Diamonds Turquoise Fearless Shield Necklace with Pavé White Diamonds
    new
  • Mother of Pearl Flower Necklace with Pavé White Diamonds Mother of Pearl Flower Necklace with Pavé White Diamonds
    new
  • Pavé and Baguette Diamond Mini Clover Luck Necklace Pavé and Baguette Diamond Mini Clover Luck Necklace
    new
  • Large Black Agate Heart Necklace with Diamonds Large Black Agate Heart Necklace with Diamonds
    new
  • Large Mother of Pearl Heart Necklace with Diamonds Large Mother of Pearl Heart Charm with Diamonds
    new
  • Mini True North Compass Key with Diamonds Mini True North Compass Key with Diamonds
    new
  • "Queen Bee" Charm with Diamonds

    Starting from $1,695
  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  • Garnet Fearless Shield Necklace with Pink Sapphires and Rhodolite Garnet Fearless Shield Necklace with Pink Sapphires and Rhodolite
    new
  • Intuition Octopus on Rock Crystal "Intuition" Octopus on Rock Crystal
    new
  • Mini Fearless Shield with Diamonds

    Starting from $2,365
  • Charm Necklaces

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

  • Charm Necklaces

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

  • Charm Necklaces

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

    You Have Stories to Tell


    Let our jewelry tell yours. Explore our most popular designs.

    SHOP BEST SELLERS

  • Apollo Charm Necklace - Strength

    Starting from $3,185
  • "Audrey" Link Charm Necklace in 18K Yellow Gold "Audrey" Link Charm Necklace in 18K Yellow Gold, with 5 charms
    best seller
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Gold charm necklaces are a signature part of our Monica Rich Kosann charm necklace collection.%expanded-mobile%

Our brand was built on the idea that every woman has a story to tell, and our goal was to give them fine jewelry designs that would allow them to tell those stories in unique and singular ways. When we created our 18k gold charm necklaces, we did so with the idea that each should embrace special meanings and grand themes.%expanded-desktop%

We wanted women to be able to identify with those meanings that might be representative of her story – her dreams, her journeys, and her adventures. At the same time, we think of our themes as ones that will empower and inspire, so we look towards ideas like carpe diem, never fear, strength, and perseverance. Our gold charm necklaces are offered in a variety of lengths, both shorter and longer. The shorter necklaces in the collection are available from 17”-22” and any of them can be worn as everyday pieces that one never takes off. They can also be layered together in an ensemble that we like to call a “neck mess,” allowing for a more custom, modern and stylized look. Many of the charm necklaces come on lengths of 30” or longer. These are ideal as one hero piece worn with the right sweater or top, or again layered together for a totally different look. In almost all instances, our gold charm necklace chains are adjustable so you can create different looks with different parts of your wardrobe. We love the idea for example of doubling our longer chains into a choker or lariat type of style. If you own additional gold charms from our collection, you will also find them to be interchangeable with other charms on our necklace chains. For help in finding the right gold charm necklace or a corresponding silver version, please reach out to one of our MRK stylists at concierge@monicarichkosann.com.