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  •  

    Mother of Pearl Heart Necklace with Diamonds

    Starting from $1,955
  •  

    "My Earth" Charm Necklace

    Starting from $3,650
  •  

    “The Symbol” White Diamond Infinity Necklace

    $2,730

  •  

    "Warrior" Lion 18K Gold Intaglio Charm

    Starting from $1,915
  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  •  

    Mini "Adventure" Compass Charm with White Enamel

    Starting from $1,150
  • Charm Necklaces

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

    What CHARM
    are you?


    Choose from our collection of charm necklaces to tell your own extraordinary story. Have the Power with our Dorothy Charm, Seize the Day with our Carpe Diem Necklace, or Dream with our Crescent Moon.

    Our Charm Necklaces were created to empower + inspire you.

  •  

    Mother of Pearl Mini "Protect" 18K Gold Evil Eye Charm

    $1,235

  •  

    The Tortoise and the Hare Necklace

    $2,480

  •  

    "Grace" Dragonfly Necklace with Prasiolite

    $3,000

  •  

    The Magic Bean Necklace

    $2,470

  •  

    20” "Design Your Own" Large Link 18K Gold Charm Chain Necklace, 2 Charm Stations

    $4,100

  •  

    Petite Mother of Pearl Gold Heart Necklace

    $925

  •  

    "Dorothy" 18K Gold Medallion

    Starting from $1,585
  •  

    The Horseshoe Necklace with Aquamarine and Diamonds

    $3,650

  •  

    Water Opal Midi Crescent Moon Necklace with Diamonds

    $3,475

  •  

    "Queen Bee" Charm with Diamonds

    Starting from $1,075
  •  

    Mini "Perseverance" Fish 18K Gold Charm Necklace

    $1,175

  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  •  

    Sodalite Heart Necklace with Blue Sapphires

    $1,975

  •  

    The Horseshoe Necklace with Diamonds

    $10,350

  •  

    18” "Design Your Own" Paperclip Link Charm Chain Necklace, 2 Charm Stations

    $2,600

  •  

    Sun, Moon and Stars Medallion with Diamonds

    Starting from $2,385
  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  • Charm Necklaces

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

    Design Your Own Experience


    Imagine your perfect combination of charms and create a necklace in 3D! Have fun creating your own personalized look with 2 or more charms! Preview it, spin it, and change it up in a few swipes.

    DESIGN YOUR OWN

  •  

    "Audrey" Link Charm Necklace in 18K Yellow Gold

    Starting from $7,150
  •  

    Mini White Enamel Sundial - Time is Precious

    Starting from $1,825
  •  

    Aventurine Heart Necklace with Emeralds

    $2,250

  •  

    Apollo Charm Necklace - Strength

    Starting from $2,300
  •  

    "I Love You More" Poesy Ring Necklace

    Starting from $1,145
  •  

    The Apple Necklace

    $1,895

  •  

    Mother of Pearl Diamond "Happiness" Sun Charm Necklace

    $4,985

  •  

    18" "Design Your Own" Pearl Charm Chain Necklace, 2 Charm Stations

    $2,150

  •  

    Mini "Never Fear" Snake Medallion

    Starting from $885
  •  

    “We’re All Mad Here” 18K Yellow Gold Necklace

    $1,525

  •  

    Black Agate Heart Necklace with Diamonds

    Starting from $2,550
  •  

    Mother of Pearl "Queen Bee" 18K Gold Charm Necklace

    $1,375

  • Charm Necklaces

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

  •  

    "The Time is Now" White Enamel Charm with Diamonds

    Starting from $3,300
  •  

    "Strength" Audrey 18K Gold Necklace

    $9,450

  • Charm Necklaces

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

  • Charm Necklaces

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

    What Charm
    are you?


    The time is now. Adventure. Strength. Power. And so much more. Choose the charm necklace that empowers + inspires you the most.

  •  

    Red Carnelian Heart Necklace with Rubies

    Starting from $1,365
  •  

    Petite Pave Diamond Heart Necklace

    $1,375

  •  

    Petite Gold & Diamond Starburst Necklace

    $3,785

    Call for availability

  •  

    "Adventure" Hot Air Balloon Charm Necklace

    $4,385

  •  

    Mini Mother of Pearl Apollo 18K Gold Charm Necklace - Strength

    $1,195

  •  

    Mother of Pearl Dragonfly 18K Gold Medallion

    $1,750

  •  

    "Carpe Diem" Necklace in Gold, Large

    Starting from $2,450
  •  

    White Enamel Sundial - Time is Precious

    Starting from $4,595
  •  

    Mother of Pearl Mini "Adventure" Compass Charm

    $1,245

  •  

    “The Kiss” Necklace

    $2,995

  •  

    Sun, Moon and Stars Water Opal Crescent Moon Necklace

    $5,495

  •  

    “Happiness” Audrey Necklace

    $11,685

  •  

    "Wish" Dandelion 18K Gold Intaglio Charm

    Starting from $1,915
  •  

    “Adventure” Diamond Compass Necklace

    Starting from $7,185
  •  

    "Athena" Dream Column Charm with Diamonds

    Starting from $1,925
  •  

    Diamond Butterfly “Joy“ 18K Gold Necklace

    $2,150

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Gold charm necklaces are a signature part of our Monica Rich Kosann charm necklace collection.%expanded-mobile%

Our brand was built on the idea that every woman has a story to tell, and our goal was to give them fine jewelry designs that would allow them to tell those stories in unique and singular ways. When we created our 18k gold charm necklaces, we did so with the idea that each should embrace special meanings and grand themes.%expanded-desktop%

We wanted women to be able to identify with those meanings that might be representative of her story – her dreams, her journeys, and her adventures. At the same time, we think of our themes as ones that will empower and inspire, so we look towards ideas like carpe diem, never fear, strength, and perseverance. Our gold charm necklaces are offered in a variety of lengths, both shorter and longer. The shorter necklaces in the collection are available from 17”-22” and any of them can be worn as everyday pieces that one never takes off. They can also be layered together in an ensemble that we like to call a “neck mess,” allowing for a more custom, modern and stylized look. Many of the charm necklaces come on lengths of 30” or longer. These are ideal as one hero piece worn with the right sweater or top, or again layered together for a totally different look. In almost all instances, our gold charm necklace chains are adjustable so you can create different looks with different parts of your wardrobe. We love the idea for example of doubling our longer chains into a choker or lariat type of style. If you own additional gold charms from our collection, you will also find them to be interchangeable with other charms on our necklace chains. For help in finding the right gold charm necklace or a corresponding silver version, please reach out to one of our MRK stylists at concierge@monicarichkosann.com.