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Layering Necklaces

Your life, in layers.

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  • Slim "Viv" Sterling Silver Fixed Locket Necklace Slim Viv and Perseverance Fish Necklaces
    new
  • "Elle" Turquoise Stone Slim Locket Necklace

    $3,865

    Pre-Order to Ship by August 14th

  • Slim "Quinn" Gold Locket Necklace

    Starting from $5,600
  • Slim Britt 18K Gold Locket Necklace with Mother of Pearl Slim "Viv" & "Britt"
    new
  • The Woodstock Necklace The Woodstock Necklace
    new
  • Slim Viv 18K Yellow Gold Locket Necklace with Mother of Pearl Slim "Viv" & "Britt"
    new
  • Points North 18K Gold Necklace Points North 18K Gold Necklace
    best seller
  • Blue Enamel Vermeil "Britt" Locket with Blue Sapphires Blue Enamel Vermeil Cushion Locket with Blue Sapphires
    new
  • Green Enamel Vermeil "Britt" Locket with Tsavorites Green Enamel Vermeil Cushion Locket with Tsavorites
    new
  • Number 18K Gold Necklace with Diamonds Number 18K Gold Charm with Diamonds
    new
  • Four Image "Luxe" 18K Gold Locket Necklace

    $15,985

    Will Ship in 72 Hours

  • The 18K Gold Vine Locket Necklace

    $6,585

    Will Ship in 72 Hours

  • Sun and Star Diamond Locket

    $10,255

    Will Ship in 72 Hours

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Stories in Every Layer


Some stories are too meaningful for a single strand — so we layer them. %expanded-mobile%


A layered necklace becomes a series of symbols, each layer a piece of ever-evolving narrative you’re shaping. Whether you reach for a 18K gold necklace layer, a simple 2 chain necklace layer, or the quiet shine of a sterling silver necklace layers, your necklace layers become a living archive of moments, memories, and meaning.%expanded-desktop%


Layering necklaces is more than styling. It’s selecting the pieces that speak to you: the locket that keeps your stories close or the charm that marks a milestone. Together, they become layers of significance — intimate, intentional, and unmistakably yours.


There is a softness to the way layers move with you. A Slim Locket—barely there, yet deeply felt. A heart pendant in gold resting just above your collarbone. A cool, statement sterling silver chain slipping over a favorite tee. And beneath it all, the quiet foundation of one of our delicate Essential Chains. These are your layerd symbols — shaped by sentiment.


Follow what resonates. Blend gold with sterling silver. Let short chains meet long ones. Add, subtract, shift, refine. Your layers can evolve as you do, growing from a simple pair of chains into a fully curated layered necklace set that tells your story.


Because in the end, layering necklaces isn’t about more jewelry.
It’s about curating your story in layers, each one chosen with intention.

FAQs

What is a layered necklace?

A layered necklace is a combination of two or more necklaces of different lengths, textures, and symbols. When worn together, the individual necklaces create depth and meaning to tell a larger story.

How do I style layered necklaces?

Start with what speaks to you. Try beginning with a meaningful piece — a locket or charm, and build around it with chains of varying lengths. Mix metals, blend textures, or keep to a gold or silver layers depending on your style. The goal isn’t perfection; it’s marking what matters with meaning.

Can I mix gold and silver in my necklace layers?

Absolutely! Mixed metals add dimension and modernity to your layers. An 18K gold necklace beside a sterling silver necklace feels effortless and personal, creating a layered look that’s as dynamic as the moments that inspired it.

What necklaces work best for layering?

Longer chains add movement, shorter chains anchor the look, and pendants add meaning. A diamond can bring brilliance, while a heart-shaped locket adds sentiment to your layers. Mix and match simplistic pieces from our Essential Collection with necklaces from our Statement Collection to add interest. Choose the pieces that tell your story.

How do I care for my layered necklaces?

Monica Rich Kosann pieces are heirlooms in the making. To keep each layer of your stack shining for years to come, we recommend storing each piece separately to prevent tangling. Polish your pieces gently with a soft cloth, and avoid moisture and perfumes when possible.