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Layering Necklaces

Your life, in layers.

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  • Galaxy 18K Gold Locket Necklace

    $13,470

    Will Ship in 72 Hours

  • Diamond Infinity White Gold Locket Necklace

    $15,500

    Call for Availability

  • Sun, Moon and Stars Gold Locket Necklace

    $28,500

    Call For Availability

  • "Lucky" Four Leaf Clover in Sterling Silver on A Black Silk Cord "Lucky" Four Leaf Clover in Sterling Silver on A Black Silk Cord
    new
  • The "Finn" 18K Gold Locket Necklace

    Starting from $19,860
  • Slim "Britt" Locket Necklace

    Starting from $355
  • Slim "Viv" 18K Yellow Gold Fixed Locket Necklace Slim Viv Fixed Locket Necklace
    new

    Slim "Viv" & Chain 18K Yellow Gold Locket

    $3,550

    Pre-Order to Ship by August 14th

  • Black Enamel Vermeil "Britt" Locket with Black Diamonds Black Enamel Vermeil Cushion Locket with Black Diamonds
    new
  • Sterling Silver Strength Toggle Necklace with Green Agate Sterling Silver Strength Toggle Necklace with Green Agate
    new
  • The "Jane" Locket on Black Spinel Necklace Slim 18K Gold Heart Locket with Steel Chain Necklace and The "Jane" Locket on Black Spinel Necklace
    new
  • Red Enamel Vermeil "Britt" Locket with Rubies Red Enamel Vermeil Cushion Locket with Rubies
    new
  • Six Image Diamond Locket

    $34,500

    Call For Availability

  • Round Gate Locket Necklace in White Gold

    $19,495

    Custom Order - Will Ship in 8-10 Weeks

  • "Audrey" Link Charm Necklace in 18K Yellow Gold "Audrey" Link Charm Necklace in 18K Yellow Gold, with 5 charms
    best seller
  • Petite "Anna" Locket Necklace

    Starting from $325
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Stories in Every Layer


Some stories are too meaningful for a single strand — so we layer them. %expanded-mobile%


A layered necklace becomes a series of symbols, each layer a piece of ever-evolving narrative you’re shaping. Whether you reach for a 18K gold necklace layer, a simple 2 chain necklace layer, or the quiet shine of a sterling silver necklace layers, your necklace layers become a living archive of moments, memories, and meaning.%expanded-desktop%


Layering necklaces is more than styling. It’s selecting the pieces that speak to you: the locket that keeps your stories close or the charm that marks a milestone. Together, they become layers of significance — intimate, intentional, and unmistakably yours.


There is a softness to the way layers move with you. A Slim Locket—barely there, yet deeply felt. A heart pendant in gold resting just above your collarbone. A cool, statement sterling silver chain slipping over a favorite tee. And beneath it all, the quiet foundation of one of our delicate Essential Chains. These are your layerd symbols — shaped by sentiment.


Follow what resonates. Blend gold with sterling silver. Let short chains meet long ones. Add, subtract, shift, refine. Your layers can evolve as you do, growing from a simple pair of chains into a fully curated layered necklace set that tells your story.


Because in the end, layering necklaces isn’t about more jewelry.
It’s about curating your story in layers, each one chosen with intention.

FAQs

What is a layered necklace?

A layered necklace is a combination of two or more necklaces of different lengths, textures, and symbols. When worn together, the individual necklaces create depth and meaning to tell a larger story.

How do I style layered necklaces?

Start with what speaks to you. Try beginning with a meaningful piece — a locket or charm, and build around it with chains of varying lengths. Mix metals, blend textures, or keep to a gold or silver layers depending on your style. The goal isn’t perfection; it’s marking what matters with meaning.

Can I mix gold and silver in my necklace layers?

Absolutely! Mixed metals add dimension and modernity to your layers. An 18K gold necklace beside a sterling silver necklace feels effortless and personal, creating a layered look that’s as dynamic as the moments that inspired it.

What necklaces work best for layering?

Longer chains add movement, shorter chains anchor the look, and pendants add meaning. A diamond can bring brilliance, while a heart-shaped locket adds sentiment to your layers. Mix and match simplistic pieces from our Essential Collection with necklaces from our Statement Collection to add interest. Choose the pieces that tell your story.

How do I care for my layered necklaces?

Monica Rich Kosann pieces are heirlooms in the making. To keep each layer of your stack shining for years to come, we recommend storing each piece separately to prevent tangling. Polish your pieces gently with a soft cloth, and avoid moisture and perfumes when possible.