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Complimentary Express Shipping on orders over $100.
Holiday shipping through 12/23 at 3pm ET for delivery by 12/24. Learn more.

Personalize your piece with complimentary engraving, now through 12/18, when you purchase an engravable locket style. Shop the Event.

Receive a complimentary MRK Empowering Words Tote with your purchase of $300 or more through 12/18.

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Pay over time with Affirm

Buy Now,
Pay Over Time with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.*

Pay over time with Affirm

Buy Now,
Pay Over Time with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.*

Pay over time with Affirm

Buy Now,

Pay Over Time with

Split your purchase into easy monthly payments with no hidden fees. Just select affirm at checkout.*

Shop for your next piece

and add it to your cart

Choose "Pay with Affirm"

and see if you qualify

Wear and enjoy your new

Monica Rich Kosann piece!

Shop for your next piece and add it to your cart

Choose "Pay with Affirm" and see if you qualify

Enjoy your new Monica Rich Kosann piece!

Woman with wavy blonde hair wearing a denim jacket and layered necklaces.

Make Easy Payments,

On Your Terms

Affirm offers easy monthly payments. Select the perfect piece, then choose the loan that works best for you with flexible financing.

Quick and Easy

Enter a few pieces of information for a real-time decision. Checking your eligibility will not impact credit.

 

No Hidden Fees

Know up front exactly what you'll owe, with no hidden costs and no surprises.

 

Woman with curly hair wearing layered necklaces, posing outdoors.
Woman with wavy blonde hair wearing a denim jacket and layered necklaces.

Make Easy Payments,
On Your Terms

Affirm offers easy monthly payments. Select the perfect piece, then choose the loan that works best for you with flexible financing.

Quick and Easy

Enter a few pieces of information for a real-time decision. Checking your eligibility won't affect your credit score.

 

No Hidden Fees

Know up front exactly what you'll owe, with no hidden costs and no surprises.

 

Woman with curly hair wearing layered necklaces, posing outdoors.

FAQs

What is required to

pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a
credit check?

Yes, but checking eligibility will not impact credit. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not impact your credit score.

If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.

Is my personal information
secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

What is required to

pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm perform a

credit check?

Yes, but checking eligibility will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

Is my personal information

secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

*Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses.