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Designed by you for you Designed by you for you

Our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms, so you can choose what defines you each day. With our intuitive 3D design tool, visualize your creation in real-time - spin it, style it, and make it unmistakably yours.

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Design Your Own

Custom Charm Necklace

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  • Two-Tone Infinity Link Design Your Own Necklace Two-Tone Infinity Link Design Your Own Necklace
    new
  • Sterling Silver Infinity Link Design Your Own Necklace Sterling Silver Infinity Link Design Your Own Necklace
    new

    Sterling Silver Infinity Classic Link "Design Your Own" Necklace

    $1,075

    Pre-Order to Ship by December 23rd

  • 18 inch Design Your Own Blue Sapphire Charm Chain Necklace, 1 Charm Station 18" "Design Your Own" Blue Sapphire Charm Chain Necklace with Rae and Shield Charms
    new
  • Custom Charm Necklace

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

  • Custom Charm Necklace

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

  • 18 inch Design Your Own Black Spinel Charm Chain Necklace, 1 Charm Station 18 inch Design Your Own Black Spinel Charm Chain Necklace with Anna Locket Charm
    new
  • Custom Charm Necklace

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

    Curate Your Story


    Who you are is a story that ebbs and flows over time. Whether you need a daily reminder that time is precious or a talisman for your adventures, our "Design Your Own" Chains are made so that you can easily add, rearrange or remove charms. Choose what defines you each day and translate that into a wearable, meaningful, and ever-evolving personal portrait.

    DESIGN IN 3D

  • 18 inch Design Your Own Green Sapphire Charm Necklace, 1 Charm Station 18 inch Design Your Own Green Sapphire Charm Necklace, with Sun Moon and Stars Charm
    new
  • 18K Gold Infinity Link Design Your Own Necklace 18K Gold Infinity Link Design Your Own Necklace
    new
  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  • "Audrey" Link Charm Necklace in 18K Yellow Gold "Audrey" Link Charm Necklace in 18K Yellow Gold, with 5 charms
    best seller
  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  • Custom Charm Necklace

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

    Curated for You


    Explore some of our favorite "Design Your Own" Charm and Chain combinations, and discover which one empowers you, or use them as inspiration for your unique personalized charm necklace.

    EXPLORE

  • She is Fierce Charm My Lucky and Fierce Charm Necklaces, Love You To the Moon and Back Charm on Audrey Bracelet
    new
  • Mother of Pearl Heart Charm with Diamonds Mother of Pearl Heart Necklace with Diamonds
    best seller
  • Love You To the Moon and Back 18K Gold Medallion with Red Enamel and Diamond My Lucky and Fierce Charm Necklaces, Love You To the Moon and Back Charm on Audrey Bracelet
    new
  • Diamond Initial Pendants Diamond A Initial Pendant with Viv Locket
    new
  • Shoot for the Moon Pendant with Black and White Diamonds 18 inch Design Your Own Green Sapphire Charm Necklace, with Sun Moon and Stars Charm
    new
  • She is Fierce Charm She is Fierce Necklace
    new
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How it Works

1. Choose your chain.

2. Select your charms.

3. Keep your story close.

OR

More Ways to Wear

Our Charms

Single Charm Necklaces

MAKE A STATEMENT

Choose a single chain with a single charm for statement-making style. Wear it alone or layer with other necklaces that empower you.

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Since we first launched our fine jewelry, charm necklaces have been a foundation upon which our collections are built. %expanded-mobile%

The designs are styles with grand meanings and themes, like Carpe Diem, Dream, or Adventure, and they have become empowering, story telling pieces for the woman who wears them. The range of gold charm necklaces and silver charm necklaces is extensive, and offers a broad selection of designs and price points.%expanded-desktop%

As we expanded upon our charm necklace collections, we wanted to give a woman even greater opportunities for personalization and self expression. We wanted to offer the chance to create endless variations of a custom charm necklace, but ones that could be built by our customers rather than by us. The first step began with many of our core charm necklaces, where we give customers the ability to choose from a variety of chain lengths and metals when they order. The next generation was our “design your own” collections that allow for a much higher level of customization.  Using our “design your own” chains in 18k gold, sterling silver or black steel, the customer can create a customizable charm necklace by adding and removing up to three charms on a necklace in seconds, whenever they please. Each chain has multiple stations of highly engineered hinged links that allow for the quick swapping or adding of charms, creating a look that fits each customers changing style and individual stories. The chains are available in adjustable short and long lengths, so that the finished styles can be worn on their own, or layered with other favorite jewelry styles that one already owns. Creating a personalized charm necklace can be incredibly fun but can often include so many choices of chains, styles and designs. Our MRK stylists are always happy to help in the journey, so please contact us at concierge@monicarichkosann.com for ideas, advice or assistance.

"Design Your Own" Charm Necklace FAQs

Can I add, remove, or rearrange charms on my necklace once it's made?

Yes. Because your story is always changing, we make charm necklaces that change with you. Our Design Your Own charm necklaces allow you to add, remove, or reposition charms as your story unfolds. Whether you're marking a new chapter or celebrating a past one, the process is simple and the meaning behind each one of our pieces will ensure the result is undoubtedly you.

How can I best care for my custom charm necklace?

Your Monica Rich Kosann piece was designed with care and meaning. That’s why mindful upkeep ensures it lasts through every season of your story. Depending on the metal you have, care instructions may differ. Check out our product care guide for more information on your specific metal type. All of our sterling silver styies are finished with rhodium, a valuable precious metal, to help resist tarnishing.

How do I choose the right chain and charms for my personalized necklace?

Start with what speaks to you. No one can tell your story but you. Whether you're drawn to an everyday minimalist fine link or paperclip chain, or want a bolder statement piece with pearls or turquoise beads, follow what works with your everyday style. All of our Charms have special meanings. Choose those that can mark your moments, honor loved ones, or reflect personal mantras. There’s no right or wrong, just what feels meaningful.

What materials are used for custom charm necklaces, and how do they impact durability and price?

We craft our charm necklaces in the highest quality sterling silver and 18K gold. We also offer chains that feature freshwater pearls, steel, turquoise, and garnet. We hand pick all of our gemstones for exceptional cut, color, and quality as we want your piece to be an heirloom for you and your family. The material you choose may affect pricing, but above all, it reflects how you wish to tell your story.